A comprehensive marine property & liability insurance program that provides coverage for filming boats, barges, platforms, marinas, docks, wharves and piers.
Available Coverages
Coverages available through the Movie Boat program include:
- Hull & Machinery
- Protection & Indemnity (Including Jones Act)
- harterer's Legal Liability
- Towers Liability
- Wharfinger's Liability
- Excess Liability
- Transit
- Cargo
Hull and Machinery
Coverage Definition
Hull and Machinery protects owners and production companies with an insurable interest in vessels and floats of all kinds against the expense that might be incurred in repairing or replacing property damaged, destroyed or lost because of a covered peril. Coverage is written on an “all risk” basis. Included in the hull policy is Collision Liability, up to the value insured on the hull policy, for damage caused by collision with another vessel.
Running Down Clause
Coverage Definition
If there is no hull insurance on the vessel, Collision Liability is added to the Protection & Indemnity policy for the amount that would have been covered by the hull policy.
Protection & Indemnity
Coverage Definition
This coverage protects the insured against (1) liability for specified types of bodily injury or property damage and (2) certain unexpected vessel related exposures and disbursements. The principal liabilities that are covered are:
- Loss of life, personal injury and sickness of the vessel crew, production crew and third parties:
- Damage to cargo on board the vessel;
- Damage to piers, docks, jetties, and other fixed objects;
- Damage to other vessels and their cargo caused otherwise than by collision with the other vessel;
- Inadvertently incurred fines and penalties because port rules were violated;
- Expenses incurred when the law requires that a wrecked vessel be removed; and
- Limited pollution liability coverage for vessels under 100 gross tons. (Fines are excluded from coverage).
Jones Act
Coverage Definition
An injured American seaman (and sometimes even an injured alien seaman) has a remedy under the Jones Act if the injury was caused by the negligence of the employer or his or her agents and employees. The clear purpose of the Jones Act was to extend to seamen a cause of action against their employers measured by the Federal Liability Act. Insurance coverage under these Federal Acts is much broader than traditional workers compensation policies. The courts have given an expansive definition as meaning almost anyone who works aboard a vessel. Workers compensation policies usually exclude coverage for work aboard vessels.
Excess Liability
Coverage Definition
The basic Movie Boat Line Slip covers Protection & Indemnity in the amount of $1,000,000. Each vessel is considered a separate insured entity. $9,000,000 excess can be attached without notice to underwriters. Higher amounts of excess liability can be arranged
Charterer's Liability
Coverage Definition
Charterer’s Liability is a form of contingent liability coverage, which indemnifies an additional named insured should the coverage be insufficient to properly cover the additional insured. Under Charterer’s liability, the charterer must defend the matter, and if found liable, is reimbursed by the insurance carrier. This form of coverage doesn’t cover requirements of the Jones Act and is seldom used by production companies.
Wharfinger's Liability
Coverage Definition
The marine form that covers the liabilities and bailments of parties that operate or control a dock, pier or marina
Tower's Liability
Coverage Definition
Hull & P&I policies contain standard towage exclusion clauses. Towers liability clauses provide coverage for the object being towed, and coverage for any cargo aboard the tow.
