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What is Homeowners Insurance?
Homeowners is one of the most popular forms of personal insurance on the market. The typical homeowners policy has two main sections: Section I covers your property, and Section II provides personal liability coverage (to cover you in case of lawsuits arising from things that happen on your property).


What is Renters Insurance?
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing. Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet, and pays legal defense costs if you are taken to court.


Who needs it?
Almost anyone who owns, leases or rents property should have this type of insurance. Often, homeowners insurance is required by lenders as a requirement to obtain a mortgage.
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California Lic # 0697055
1494 Hamilton Ave #101, San Jose, CA 95125